First PREMIER Bank Credit Cards - Here's a Card That Might be Right for You
First Premier Bank Credit Card
Is your credit score very poor? If so, First PREMIER Bank charge cards could be precisely what you need. First PREMIER Bank charge cards are a good choice for those with poor or limited credit score. They provide low interest, instant credit decision features, and monthly reporting to 4 credit agencies.
Who the credit card is perfect for
first premier bank credit card login
The very first PREMIER Bank charge card can be obtained for consumers who may have had trouble getting approved for any major charge card. If you have previous a bad credit score, it may be nearly impossible to find a conventional credit card. The very first PREMIER Bank charge card provides you with the opportunity to possess a charge card on your bottom line despite your credit track record.
Benefit from the Features
First PREMIER Bank credit card applications have an instant credit decision feature. Whenever you apply online, you will know in under a minute if you were approved. The financing cards offer low interest, starting at 9.9% APR on purchases. (If the exact APR is mentioned, a link should be directed at the expense, Rate, etc. at the site.)
View the Fees
Since these credit cards are equipped for those with very poor credit, certain fees are added. It is important to comprehend the charges before using. Listed here is a breakdown of what you can expect to cover:
o A free account set-up fee of $29
o A program fee of $95
o An annual fee of $48
o A monthly participation fee of $6
These may seem steep; however, the initial two fees ($29 and $95) are only one-time charges. Also, take into account that their offers are for consumers with very poor credit. Similar charges are normal among this kind of credit card. If you are paying these fees, you get the benefit of having a charge card and its associated services.
Make use of the Card that Reports to 4 Credit agencies
The first credit limit reaches least $250. The fees in the list above lessen your available credit until they are paid. In case you are given $250 being an initial line of credit and get the fees in the list above, your available credit will probably be $72.
While this may seem low, keep in mind that First PREMIER Bank bank cards give you the opportunity make an application for credit when others may not. Begin by paying off the fees. Then attempt to remove the monthly balance. If you're not capable of paying the entire amount, create a minimum payment punctually. This is the possiblity to show that you can handle your financial situation. First PREMIER Bank reports monthly to four major credit bureaus.
After six months, you can get consideration for a higher borrowing limit. Through good performance with your creditors, you might get other credit card offers down the road.
Apply Today
First PREMIER Bank gives you a way to obtain a charge card. Before you apply, be sure you comprehend the fees. When you get the charge card, pay back your balances, including the fees, as quickly as possible. Create a system in which you spend reasonably to make payments on time.